# Set up Authorize.net

> Connect Authorize.net to your Bolt merchant account.

Source: https://help.boltapp.com/integrations/payment-processors/authorize-net

Connect Authorize.net to Bolt so Bolt can authorize and capture payments through your Authorize.net account.

## Step 1: Obtain Authorize.net keys [#step-1-obtain-authorizenet-keys]

Follow [Authorize.net's instructions](https://support.authorize.net/knowledgebase/Knowledgearticle/?code=000001087) to get your API Login ID and Transaction Key.

## Step 2: Add keys and edit payment settings [#step-2-add-keys-and-edit-payment-settings]

1. Log into the [Bolt Merchant Dashboard](https://merchant.boltapp.com).
2. Go to **Settings** > **Payments**.
3. Click **Set Up Authorize.net**.
4. Enter **API Login ID** and **Transaction Key**.
5. Click **Next**.
6. Edit payment settings, then click **Complete Setup**.

**Expected result:** Authorize.net appears as your active processor under **Settings** > **Payments**.

## Step 3: Configure Authorize.net risk settings [#step-3-configure-authorizenet-risk-settings]

For saved cards, Bolt does not transmit CVV match data.

1. Go to your [Authorize.net account](https://login.authorize.net/).
2. Use Authorize.net's CVV settings to allow transactions without CVV data.
3. If you use Advanced Fraud Detection Suite (AFDS), set Enhanced CVV Filtering codes that indicate missing CVV to **Allow**.

### With Fraud Protection [#with-fraud-protection]

Bolt Checkout does not require a billing address, so AVS mismatch rules can decline legitimate shoppers. Use Authorize.net's [AVS settings](https://account.authorize.net/help/Account/Settings/Security_Settings/Fraud_Settings/Address_Verification_System_\(AVS\).htm) to allow shipping and billing address mismatches.

### Without Fraud Protection [#without-fraud-protection]

Tell your fraud provider that payments through this processor will not include CVV match information.

## Step 4: Set up chargeback notifications [#step-4-set-up-chargeback-notifications]

Configure Authorize.net communication preferences for digital chargeback notifications.

## Chargeback handling [#chargeback-handling]

* **With Fraud Protection:** Authorize.net supports manual dispute submissions.
* **Without Fraud Protection:** Follow Authorize.net's [chargebacks guidance](https://www.authorize.net/en-us/resources/blog/2022/chargebacks-what-are-they-and-why-do-they-occur.html).

## Related [#related]

* [Payment processors](/integrations/payment-processors)
* [Fraud Protection](/products/add-ons/fraud-protection)